Fintech
Partnerships, digital assets and the fintech business models that banks compete and collaborate with.
Payments in transition
How messaging standards, orchestration, digital currencies and the retreat of cash are rewiring payments, and what each shift asks of a bank's technology and economics.
View the series →The 2025 regulatory reset
From the SVB aftershock to the Basel endgame rewrite: a year in which the rulebook moved, and how technology leaders should respond to each change.
View the series →- 01Navigating the Ripple: How the SVB Ripple Effect is Shaping Global Banking Strategies
- 02Regulatory Shifts in Crypto: Transformative Times for Global Finance
- 03Breaking the Bank's Playbook: Trump's 'Debanking' Order and the Tech Imperative
- 04Bank Exams Axed: A Double-Edged Sword for Tech Leaders
- 05Basel Endgame Reboot: Turning Capital Rules into Digital Advantage
All on Fintech
The Fed's stablecoin rules land 113 days before the GENIUS deadline
With every federal regulator's draft now published, US banks must decide before January whether stablecoins are a product, a threat to deposits, or both.
The Fed's payment account and the end of bank-only payment rails
A proposed account would give eligible non-traditional institutions direct access to Fedwire and FedNow. Correspondent banking for fintechs is about to change.
Klarna applies for a US bank charter through the ILC route
Buy now, pay later's largest player wants to bring its US banking in-house, joining PayPal and Affirm in the queue for industrial loan company charters.
US banks are not choosing between deposit tokens and stablecoins
In one week, the largest US banks backed tokenised deposits for settlement and a Zelle stablecoin for remittances. Each form of digital money is finding its own job.
Adyen buys Talon.One to decide the offer before the payment
A €750m deal moves loyalty and promotions into the payment flow, the moment a merchant knows exactly who the customer is.
When the AI assistant becomes the front door to personal finance
OpenAI's purchase of Hiro is small. What it signals is not: the first conversation about a customer's money may soon happen outside the bank.
Capital One buys Brex to own the business payments software layer
A $5.15bn deal for an AI-native corporate card and spend platform shows where the largest card issuer thinks business banking value is moving.
The OCC opens the national charter door to five crypto firms
Conditional trust charters for Circle, Ripple, BitGo, Fidelity Digital Assets and Paxos put digital-asset firms inside the federal perimeter.
Bank of England sets the terms for sterling stablecoins
Holding limits and a 40% central bank deposit requirement show the UK wants stablecoins in payments without draining bank deposits.
Digital Currency Revolution: CBDCs and Their Impact on Global Banking
Exploring the transformative potential of Central Bank Digital Currencies (CBDCs) and their implications for the finance industry.
Regulatory Shifts in Crypto: Transformative Times for Global Finance
The financial horizon is changing with new regulations in crypto. How will these impact the banking sector?