Open Banking
How APIs, data-sharing mandates and embedded finance are rewriting the bank–customer relationship, and how to make money from it.
series_04 · coming soon
The Open Banking Playbook
Five parts from regulatory baseline to a priced API product.
View the series →- 01The regulatory baseline, in one page
- 02Why most API programmes lose money
- 03From compliance to product
- 04Pricing premium endpoints
- 05Operating model for an API business
All on Open Banking
Essay3 min
US open banking is about to get a price. Banks should set it well
The CFPB's rewrite of the Section 1033 rule is heading for review with data-access fees on the table. The banks that design fair pricing will shape what follows.
Essay6 min
Visa Pulls the Plug on U.S. Open Banking: Data is the New Battleground
Visa's quiet shutdown of its U.S. open-banking unit has turned up the heat in a simmering data war between banks and fintechs. With banks eyeing fees for customer data and regulators rewriting sharing rules, technology leaders must rethink strategy – the U.S. risks falling behind Europe and Latin America in the race to control financial data.